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Our credit report attorneys only receive a fee if they win on your behalf! TransUnion Lawsuits and Cases Through Consumer Attorneys, you pay no out-of-pocket fees. Your circumstances may entitle you to substantial financial damages.
TRANSUNION CREDIT REPORT FILE NUMBER FREE
You can also take advantage of a free credit report analysis. Consequently, Cindy was not able to pre-qualify for a mortgage loan.Ĭonsumer Attorneys can connect you with a credit report attorney who will assess your situation as part of a free case review. Cynthia's file, which contained collection accounts, was merged with Cindy's file. For example, TransUnion mixed the file of plaintiff “Cindy G.” with the file of a “Cynthia G,” two individuals with very similar first names and identical last names. Suing TransUnion and other credit reporting agencies is nothing new, and lawsuits can stem from mixing files with consumers who have very similar names. Unresolved credit report errors can be grounds for suing TransUnion. If any information looks unfamiliar or questionable, give us a call right away. As mentioned, this can lead to being denied loans, bypassed for a job position, subjected to higher interest rates, and more.Ĭonsumer Attorneys encourages you to visit to secure your free credit reports from all three of the major credit report bureaus: Experian, Equifax, and TransUnion. Negative content that shouldn't be on a credit report can wreak havoc on one's credit score. During 2020, American consumers filed more than 280,000 complaints regarding credit report mistakes. If you need assistance with a TransUnion credit report dispute that has generated unacceptable results, we encourage you to contact Consumer Attorneys at (877) 615-1725 Credit report errors are common and damagingĪ major study conducted by the Federal Trade Commission in 2012 found that one in four American consumers had at least one error on their credit reports. You can contact TransUnion by calling (800)916-8800, filing an online dispute, or writing a dispute letter and mailing it to TransUnion.If errors are not corrected after a proper dispute with TransUnion, you have the right to sue.During this time, you can choose to receive email alerts regarding the status of your TransUnion dispute. TransUnion is allowed 30 days to investigate your dispute and rectify any errors.When credit report errors are found, you have a right to file a dispute with TransUnion and other credit reporting agencies, as stated within the Fair Credit Reporting Act.TransUnion and other credit reporting agencies have been sued for their lack of responsibility when addressing consumer disputes regarding credit report errors.That responsibility lies with the consumer. TransUnion is not the designated watchdog for ensuring credit report content is accurate.What to know when disputing credit report errors When damaging credit report errors have enough time to languish, credit scores suffer and one's efforts to keep those scores in good standing can go down the drain. This is where Consumer Attorneys comes in! Our role is to protect consumers' rights under a multitude of consumer protection laws, including consumers who wish to sue TransUnion for credit report mistakes that are not adequately addressed. Consumers can remain unaware until they apply for a car loan or a mortgage, only to be denied.įurnishers who supply information to the credit reporting agencies can also make mistakes by providing inaccurate or incomplete information. It is critical that consumers take the initiative to make sure their credit reports are free of errors. It is possible for TransUnion and other credit reporting agencies to correct an error after a consumer's dispute, only for the consumer to later find that same error back on their credit report. With that being said, TransUnion serves a valuable service for businesses and consumers since it not only provides credit reports and credit scores but also provides employment screening, criminal background checks, credit freezes, and more. To start, credit report agencies are not infallible, nor are they always completely reliable when addressing consumers' disputes. Welcome to Consumer Attorneys! You may be in the process of disputing one or more errors on your TransUnion credit report.